All information posted on www.healthpluswealth.net, including but not limited to, the information, terms, conditions and descriptions that appear, are provided on an "AS IS" and "AS AVAILABLE" basis and are without any warranty or guarantee or undertaking by FB India Marketing or M/S FB India Marketing .

FB INDIA MARKETING, shall in no event be liable for inability/default under any applicable law(s), including those relating to Contract, Torts, Consumer Protection or any Civil or Criminal Laws, if it fails to provide the Services made available through www.healthpluswealth.net due to any government restrictions or regulations or any unforeseen circumstances not within the reasonable control of FB INDIA MARKETING including strikes, war, natural calamities, acts of God or other events of force majeure.

All communications between You and FB INDIA MARKETING will be deemed to have occurred during the corresponding Indian Standard Time ("IST").

FB INDIA MARKETING reserves every right to update or modify this Disclaimer policy from time to time. Such modifications shall be reflected in the Amendments posted on www.healthpluswealth.net from time to time.

No representation or warranty, direct or implied, is made as to the accuracy, correctness or completeness of any information contained in this Disclaimer Policy or on www.healthpluswealth.net and the same is subject to errors and omissions. All such information must be independently verified by You and You shall defend, indemnify and hold harmless FB INDIA MARKETING against all claims in this regard.

Not all products and Services are available in all geographical areas. Eligibility of the Beneficiary for particular products and Services as offered through www.healthpluswealth.net from time to time is subject to the sole discretion of FB INDIA MARKETING.

All contents included on www.healthpluswealth.net are the property of FB INDIA MARKETING and are protected by international copyright laws. Any copying, unless expressly agreed to by FB INDIA MARKETING in writing in accordance with Clause 8 below, whether for commercial purposes or otherwise shall be unauthorized and is prohibited and would be in violation of intellectual property rights of FB INDIA MARKETING. FB INDIA MARKETING reserves the right to initiate such proceedings/actions as may be necessary to protect its intellectual property rights.

www.healthpluswealth.net or any portion thereof shall not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of FB INDIA MARKETING, which may be given or withheld at the sole discretion of FB INDIA MARKETING. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of FB INDIA MARKETING or its affiliates without express written consent of FB INDIA MARKETING, which may be given or withheld at the sole discretion of FB INDIA MARKETING. You shall not use any meta tags or any other "hidden text" utilizing FB INDIA MARKETING name or trademarks without the prior express written consent of FB INDIA MARKETING.

If You use www.healthpluswealth.net, You shall be responsible for maintaining the confidentiality of your account and password and for restricting access to your computer and You shall at all times assume all responsibility for all activities that occur under your account or password. Any damage, monetary or otherwise or any loss resulting due to misuse of your personal information shall be to your account and shall be borne exclusively by You.

Unauthorized duplication, copying, visit or otherwise modification of any information on www.healthpluswealth.net may result in civil and criminal prosecution.

You have agreed not to hold FB INDIA MARKETING liable to any direct or indirect or consequential damage resulting from using www.healthpluswealth.net.

Links to any other sites on www.healthpluswealth.net are not in any manner whatsoever endorsements by FB INDIA MARKETING of any such sites or otherwise of their respective content.

Transmissions to or from www.healthpluswealth.net may be intercepted and modified by third parties and hence files obtained from or through www.healthpluswealth.net may contain computer viruses, spy ware or such other defects. FB INDIA MARKETING shall not be responsible for any damage resulting out of such events and You shall defend, indemnify and hold harmless FB INDIA MARKETING against all claims in this regard.

FB INDIA MARKETING declares that it has entered into written agreements and arrangements with all Service Providers and vendors whereby FB INDIA MARKETING is not liable for any deficiency in Services and quality control of the products and shall not be held responsible if the Service quality and/or product description does not meet your expectations or the expectations of other beneficaries.

In no event shall FB INDIA MARKETING, its affiliates, licensors, employees or agents be liable to You for any damages or losses, including without limitation indirect, consequential, special, incidental or punitive damages resulting from use of or caused by www.healthpluswealth.net, its public posting bulletin boards, its content or any errors or omissions in its content.

You acknowledge that You have read this Disclaimer Policy and agree to all its terms and conditions. You have independently evaluated the desirability and consequences of availing the Services on www.healthpluswealth.net and are not relying on any representation, guarantee or statements other than as set out on www.healthpluswealth.net.

In an effort to provide you with the most current information FB INDIA MARKETING will, from time to time, make changes in the contents and in the products or services described on the Website. Prices and the availability of items are subject to change without notice. Prices of products displayed on the Website may not be indicative of the actual selling prices in your area. It is clarified that FB Marketing India charge only in Indian Rupees and the product/goods price are being captured at standard rate i.e 1USD= INR 42. However, USD price are only indicative, which are always subject to foreign exchange fluctuation, and shall not be construed as final by YOU as the actual capturing of the amount from Your credit card may vary from time to time. Further, You agree to bear the amount difference arising due to foreign exchange fluctuation. We reserve the right to limit sales, including the right to prohibit sales to re-sellers. We are not responsible for typographical or photographic errors.

ARBITRATION
Any dispute or controversy arising out of or concerned with this Policy shall be referred for adjudication to a Sole Arbitrator to be appointed by FB INDIA MARKETING the said Sole Arbitrator may be an employee or ex-employee of FB INDIA MARKETING or any of its sister/associates concern(s). You hereby approves of and grants your consent to this .The Sole Arbitrator shall follow the procedure as provided for in the (Indian) Arbitration & Conciliation Act,1996 as amended from time to time and the award by the Sole Arbitrator shall be final & binding upon the parties. The seat of Sole Arbitrator shall be at Shimoga and all proceedings shall be conducted in English.